# Regulatory Standards | Peercarbon

**URL:** [https://peercarbon.earth/standards](https://peercarbon.earth/standards)

> **Description:** PCAF, GHG Protocol, and regulatory framework compliance for African financial institutions.

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Standards Alignment 

#  Alignment you can verify.

PCAF, GHG Protocol, TCFD. We implement alignment at the formula level, preserve it in immutable audit records, and expose it for third-party verification. Anyone can claim compliance. Fewer can prove it. 

[ Explore Methods  ](/methods)

![Peercarbon Core Unifying PCAF, GHG, and TCFD Standards](/_astro/standards_logo_container.C9h8xAR8_2tfO2A.png)

Framework Alignment

Methodology 

### PCAF Global Standard

Asset-class specific emission formulas. Data quality scoring (DQ 1-5). Attribution factor calculations. 

Formula-level implementation 

Accounting 

### GHG Protocol Scope 3

Category 15 (Investments). Boundary setting. Attribution principles. Organizational scope definitions. 

Foundational accounting, not derivative interpretation 

Disclosure 

### TCFD Framework

Metrics and targets pillar. Emissions associated with financial activities as core disclosure. Climate risk integration pathway. 

Disclosure-ready outputs, not just calculations 

Definition

##  What "Aligned" Actually Means 

"Aligned" means the formula in your disclosure matches the formula in the standard. Character for character. No discretionary adjustments. No "equivalent" methods. 

### Four Requirements for Genuine Alignment

#### Asset-Class Specificity

Each asset class uses its designated PCAF methodology. No cross-application.

#### Exact Attribution Factors

Outstanding Amount / EVIC. Not "similar" ratios. The specified calculation.

#### Data Hierarchy Enforcement

System-enforced fallback order. No manual proxy selection that skips the hierarchy.

#### Immutable Calculation Record

Every input, formula, and output preserved. Reproducible by third parties.

#### What "Aligned" Doesn't Mean

  * - "We reference PCAF in our methodology document" 
  * - "Our approach is consistent with the spirit of the standard" 
  * - "We use similar emission factors" 



#### What Peercarbon Delivers

  * + Formula-level implementation you can audit 
  * + CarbonMap Records that reproduce your totals 
  * + Third-party verifiable calculation records 



Regulatory Readiness

## Built for Incoming Regulation

African regulators are moving toward mandatory climate disclosure. We're building the infrastructure now. 

###  African Central Banks 

#### Kenya

CBK

CBK Climate Risk Disclosure Framework published April 4, 2025. Transition period active.

#### South Africa

SARB

National Climate Change Bill. TCFD-aligned disclosure requirements.

#### Nigeria

CBN

Sustainable Banking Principles. Climate risk management guidelines.

###  Global Convergence 

#### IFRS S2

ISSB

Mandatory for Kenya PIEs, periods beginning on/after January 1, 2027. Scope 3 Category 15 required.

#### EU CSRD

2025

Corporate Sustainability Reporting Directive. Mandatory Scope 3 disclosure.

#### SEC Climate Rule

US

Climate-related disclosure requirements. Emissions associated with financial activities on the roadmap.

Verification

## How We Prove Alignment

Here's how we back up what we say. 

### PCAF Accreditation

Official PCAF data partner. Methodology validated by the standard body itself. 

### CarbonMap Record

Every disclosure includes inputs, formulas, and outputs. Auditors can reproduce your totals. 

### Auditor Protocol

Third-party access without client dependency. Verifiers work directly with the evidence. 

##  One standard.  
One record.  
Total alignment. 

REGULATORY READINESS 

Start with your portfolio structure. We'll show you what defensible disclosure looks like. 

[ Walk Through Your Data  ](/contact)

30 minutes. Your data shape. No uploads required.

[ Explore Methodology → ](/methods)
