# Use Cases | Peercarbon

**URL:** [https://peercarbon.earth/use-cases](https://peercarbon.earth/use-cases)

> **Description:** From portfolio extract to CarbonMap Record. Regulatory compliance, green capital products, and results-based finance.

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How Institutions Use Peercarbon 

#  Not as a tool.   
As an operating layer.

Peercarbon is adopted incrementally inside existing banking systems, embedding governance, traceability, and methodological consistency without disrupting core infrastructure. 

Explore Use Cases 

PEERCARBON BANK CORE DISCLOSURE IN OUT

Use Case 01

## Establishing a Defensible Baseline for Emissions Associated with Financial Activities 

#### The Reality

Reporting institutions often do not start with clean data, uniform portfolios, or complete activity information. 

#### The Failure Mode

Baseline calculations are manually assembled, inconsistent across teams, and difficult to defend under review. 

### With Peercarbon

Institutions establish a governed baseline where: 

01

Methodology assumptions are explicitly defined and approved

02

Data proxies are consistently applied under approved rules

03

Data quality and uncertainty are preserved, not hidden 

What remains under your control

Methodology selection, portfolio scope, and approval authority.

Use Case 02

## Audit-Ready Reporting as Standards Evolve

#### The Reality

Climate standards evolve faster than audit cycles. 

#### The Failure Mode

Each reporting year becomes a one-off exercise, disconnected from prior reporting periods. 

### With Peercarbon

Reporting continuity is maintained through:

01

Version-controlled methodologies tied to each reporting period

02

Traceable attribution logic linking outputs to source exposures

03

Preserved audit trails across revisions, reviews, and restatements

What remains under your control

Change approval, disclosure boundaries, and auditor engagement.

Use Case 03

## Portfolio-Level Climate Exposure & Transition Insight 

#### The Reality

Business loans, project finance, and real estate portfolios behave fundamentally differently. 

#### The Failure Mode

Risk teams are forced into oversimplified metrics or false precision to force comparability. 

### With Peercarbon

Climate exposure is surfaced without collapsing critical differences:

01

Asset-class-specific logic is applied consistently across portfolios

02

Counterparty-level uncertainty remains visible and reviewable

03

Comparability is achieved without averaging away risk signals

What remains under your control

Risk interpretation and strategic decision-making.

Use Case 04

## Governed Climate-Linked Financial Products

#### The Reality

Climate-linked finance introduces reputational and compliance risk. 

#### The Failure Mode

Eligibility and monitoring logic exists outside governed architecture. 

### With Peercarbon

Climate-linked products operate within defined institutional boundaries:

01

Eligibility logic is explicitly defined and version-controlled

02

Performance monitoring follows approved data/methodology rules

03

Validation outcomes are traceable and auditable over time

What remains under your control

Product design, thresholds, enforcement actions, and remediation.

The Core Thesis

##  Why Institutions   
Adopt Peercarbon. 

Because governance must come before optimization. 

And defensibility must come before scale. 

##  See how this maps to  
your portfolio structure.  
One period. 

Explore how Peercarbon applies consistent governance across SME lending, project finance, and commercial real estate. 

[ View Asset Classes  ](/asset-classes)
